Work through your questions with Jim’s 29 years of mortgage experience.
THE MORTGAGE DESK · WITH JIM ELKINSFind the mortgage
Find the mortgage
for your next move.
Purchase, refinance or plan ahead with clear answers and personal guidance.
29 years of mortgage experience#1 TN Loan Officer 2020 & 2021#73 nationally in 2021
THE MORTGAGE DESKA mortgage starts with
A mortgage starts with
a personal conversation.
Your home, your plans and your budget deserve a closer look. Jim helps you understand financing options and decide what makes sense for your next move.
Meet Jim & JanieWhat you can expect
Explore purchase, refinance and investor programs suited to your goals.
Request a personalized quote or set the refinance target that matters to you.
START WHERE YOU ARE
One desk. Your next move.
Practical tools and personal guidance for the decision in front of you.
BUY
Purchase
Explore financing, down payments and getting ready to make an offer.
Explore purchaseREFINANCERefinance
Review your payment, your timeline and what a refinance could change.
Explore refinancePLAN AHEADRate Alert
Choose the rate or payment change that would make a conversation worthwhile.
Explore rate alertMORTGAGE RESOURCES
Understand your options.
Answers and tools for the decisions ahead.
01
Compare Loan Types
Learn about conventional, FHA, VA, USDA and investor financing.
Explore loan options02Mortgage Calculators
Explore payments, affordability and refinance break-even using your own assumptions.
Run your numbers03Questions & Answers
Get clear explanations before your next mortgage conversation.
Read mortgage answers
YOUR MORTGAGE GUIDE
Meet Jim & JanieJim Elkins
Senior Loan Officer · NMLS #128374
29 years of mortgage experience
THE
MORTGAGE
DESK TV.WITH JIM & JANIE
MORTGAGE
DESK TV.WITH JIM & JANIE
LESS JARGON. MORE UNDERSTANDING.
Pull up a chair.
Janie asks the questions. Jim explains the mortgage details. Learn about buying, refinancing, seller credits, home equity and more.
Watch on YouTubeYOUR NEXT STEP
Start your quote requestLet’s put your options on the desk.
Start with a few details. No Social Security number required for a quote request.