@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;600;700;800&display=swap');
:root{--ink:#102b50;--deep:#09244c;--lime:#8ed9ff;--paper:#f6f9fd;--muted:#50647e;--line:#d1dce9;--white:#fff}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:1rem;line-height:1.65}h1,h2,h3,.brand-mark{font-family:Manrope,Arial,sans-serif;line-height:1.13;letter-spacing:-.045em}h1{font-size:clamp(2.5rem,5vw,4.6rem);font-weight:800;margin:.6em 0 .4em}h2{font-size:clamp(1.8rem,3vw,2.6rem);margin:.45em 0 .65em}h3{font-size:1.25rem;letter-spacing:-.02em}p{color:var(--muted);margin:0 0 1.2em}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:5px}button,input,select{font:inherit}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #1687d6;outline-offset:4px}.draft{background:var(--deep);color:#e4efec;text-align:center;padding:8px 20px;font-size:.8rem;letter-spacing:.025em}header{max-width:1440px;margin:auto;padding:25px 5%;display:flex;align-items:center;justify-content:space-between;gap:25px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:14px;flex-shrink:0}.brand:hover{text-decoration:none}.brand-mark{font-size:2.8rem;font-weight:800;color:var(--ink)}.brand-mark span{color:#148fd0}.brand-name{font-size:.85rem;font-weight:800;letter-spacing:.05em;line-height:1.3}.brand-name small{display:block;font-size:.75rem;letter-spacing:0;font-weight:500;margin-top:5px}nav{display:flex;align-items:center;gap:22px;font-size:.9rem;font-weight:600}nav [aria-current]{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:8px}.menu-toggle{display:none}.wrap{max-width:1200px;margin:auto;padding-left:32px;padding-right:32px}.eyebrow{font-size:.8rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:75px;align-items:center;padding-top:75px;padding-bottom:85px}em{font-style:normal;color:#087ebc}.lede{font-size:1.18rem;max-width:660px;line-height:1.7}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 15px}.button{display:inline-block;border:1px solid var(--deep);border-radius:5px;background:var(--deep);color:white;padding:14px 22px;line-height:1.4;font-weight:700;font-size:1rem;text-align:center}.button:hover{background:#145996;text-decoration:none}.button.outline{background:transparent;color:var(--deep)}.button.outline:hover{background:#e8f2fc}.button.small{padding:10px 15px;font-size:.85rem}.micro{font-size:.85rem}.desk-panel{background:var(--deep);padding:30px 35px;color:white;border-radius:8px;box-shadow:12px 12px 0 #dceafa}.desk-panel>.eyebrow{color:var(--lime)}.desk-panel>a{display:flex;gap:25px;padding:20px 0;border-bottom:1px solid #355786}.desk-panel>a:hover{text-decoration:none}.desk-panel b{color:var(--lime);font-size:.85rem;padding-top:8px}.desk-panel h3{margin:0 0 7px;font-size:1.4rem}.desk-panel p{color:#d4e6fc;font-size:.95rem;margin:0}.panel-foot{font-size:.7rem;letter-spacing:.08em;padding-top:24px}.credential{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#eaf1fa}.credential .wrap{display:flex;justify-content:space-between;gap:20px;padding-top:22px;padding-bottom:22px;font-size:.9rem}.credential strong{display:block;font-size:1.1rem}.section{padding-top:70px;padding-bottom:70px}.section-top{display:flex;align-items:center;justify-content:space-between;gap:60px;margin-bottom:25px}.section-top>p{max-width:350px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1200px;margin:0 auto;padding:0 32px 40px}.section .cards{padding:0}.card{display:flex;flex-direction:column;padding:30px;background:white;border:1px solid var(--line);border-radius:7px}.card:hover{text-decoration:none;border-color:#6b9cca}.card h3,.card h2{font-size:1.7rem;margin:20px 0 16px}.card p{flex:1}.text-link{display:block;color:#116faf;font-weight:700;margin-top:14px}.video-feature{display:grid;grid-template-columns:1fr 1.2fr;gap:55px;padding-top:55px;padding-bottom:55px;background:#e4f0fc;border-radius:8px}.video-title{font-family:Manrope,Arial,sans-serif;font-size:clamp(2rem,4.7vw,4.3rem);font-weight:800;line-height:1.05;letter-spacing:-.055em;border-left:5px solid #159bd6;padding-left:30px}.video-title span{display:block;font-size:.75rem;letter-spacing:.13em;margin-top:25px}.cta{display:flex;align-items:center;justify-content:space-between;gap:40px;padding-top:70px;padding-bottom:70px}.cta h2{max-width:650px}.cta p{max-width:570px}.cta .button{flex-shrink:0}.page-intro{padding-top:55px;padding-bottom:38px}.page-intro h1{max-width:900px;font-size:clamp(2.5rem,4.5vw,3.8rem)}.content-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:65px;padding-bottom:50px}.content-grid article h2{font-size:2rem}.callout{padding:28px;background:#e4f0fc;border-left:4px solid #159bd6;border-radius:5px;align-self:start}.callout h2{font-size:2rem}.steps{padding-left:28px}.steps li{padding-left:12px;margin-bottom:30px}.steps li::marker{font-weight:800;color:#167ebc}.steps h3{margin-bottom:10px}.form-layout{display:grid;grid-template-columns:1.7fr 1fr;gap:45px;padding-bottom:75px}.form-card{background:white;border:1px solid var(--line);border-radius:7px;padding:32px}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px 22px}.tablist{display:flex;gap:10px;border-bottom:1px solid var(--line);padding-bottom:20px;margin-bottom:25px}.tablist button{background:#edf4fb;border:1px solid var(--line);border-radius:5px;padding:11px 18px;color:var(--ink);font-weight:700}.tablist button[aria-selected=true]{background:var(--deep);color:white}.form-card label{display:block;font-size:.9rem;font-weight:600;margin-bottom:17px}.form-fields label{margin-bottom:0}input,select{width:100%;min-width:0;border:1px solid #aebfd5;border-radius:4px;padding:11px 12px;color:var(--ink);background:#fff;display:block;margin-top:6px;font-size:1rem}input[readonly]{background:#edf4fb}.checkbox,.radio{display:flex!important;gap:12px;align-items:flex-start;font-weight:400!important}.checkbox{margin-top:25px}.checkbox input,.radio input{width:auto;margin-top:5px;flex-shrink:0;accent-color:var(--deep)}.checkbox a{text-decoration:underline}fieldset{border:1px solid var(--line);padding:15px 20px;margin:25px 0;border-radius:5px}legend{font-weight:700}.form-result:not(:empty){background:#e8f2fc;padding:20px;margin-top:20px;border-left:4px solid #167ebc}.form-result.error{border-color:#b73333;background:#fff0ed}.form-result p{margin-bottom:8px}.form-result ul{padding-left:20px}.calculator-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:24px;padding-bottom:70px}.form-card h2{font-size:1.8rem}.calculator-grid .button{margin-top:22px}.calc-result{margin-top:24px}.calc-result strong{display:block;font-size:2.5rem;letter-spacing:-.045em;color:#116faf}.calc-result small{font-size:.85rem}.table-scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.85rem}th,td{text-align:right;padding:10px;border-bottom:1px solid var(--line);white-space:nowrap}th:first-child,td:first-child{text-align:left}hr{border:0;border-top:1px solid var(--line);margin:30px 0}.faq-list{padding-bottom:70px}.faq-list details{border-bottom:1px solid var(--line);padding:22px 0}summary{cursor:pointer;font-weight:700;font-size:1.1rem}.faq-list p{margin:18px 0 0;max-width:900px}.topic-list{display:flex;flex-wrap:wrap;gap:12px;margin:25px 0}.topic-list span{border:1px solid #99b6d5;padding:10px 16px;border-radius:4px}.glossary{display:grid;grid-template-columns:1fr 1fr;gap:20px 55px;padding-bottom:70px}.glossary article{border-bottom:1px solid var(--line)}.glossary h2{font-size:1.5rem}.prose{padding-bottom:70px;max-width:900px}.prose h2{font-size:1.7rem}footer{background:var(--deep);padding:55px 5% 25px;color:white}footer p{color:#cedff4;font-size:.9rem}footer .brand-mark{color:#fff}footer .brand-mark span{color:var(--lime)}.footer-grid{max-width:1136px;margin:auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:35px}.footer-grid h3{color:var(--lime);font-size:1rem}.footer-grid a:not(.brand-mark){display:block;margin-bottom:8px;font-size:.9rem}.legal{max-width:1136px;margin:35px auto 0;border-top:1px solid #385b87;padding-top:25px}.legal p{font-size:.8rem}.legal a{text-decoration:underline}[hidden]{display:none!important}@media(max-width:1100px){header{flex-wrap:wrap}nav{gap:18px;flex-wrap:wrap}.hero{gap:35px}.cards{gap:15px}.card{padding:24px}}@media(max-width:760px){header{padding:18px 24px}.brand-mark{font-size:2.3rem}.brand-name{font-size:.72rem}.menu-toggle{display:block;background:white;color:var(--ink);border:1px solid var(--line);padding:8px 12px;border-radius:4px}nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0}nav.open{display:flex}nav a{padding:11px 0}.wrap{padding-left:24px;padding-right:24px}.hero{grid-template-columns:1fr;padding-top:45px;padding-bottom:55px;gap:35px}.desk-panel{padding:25px}.credential .wrap{flex-direction:column;gap:15px}.credential strong{display:inline}.cards,.content-grid,.form-layout,.calculator-grid,.glossary,.video-feature{grid-template-columns:1fr}.cards{padding-left:24px;padding-right:24px}.section{padding-top:45px;padding-bottom:45px}.section-top{display:block}.video-feature{margin:0 24px;padding:30px;gap:35px}.video-title{font-size:3rem}.cta{display:block;padding-top:50px;padding-bottom:50px}.cta .button{margin-top:15px}.page-intro{padding-top:40px}.content-grid,.form-layout{gap:28px}.form-card{padding:22px}.form-fields{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.draft{font-size:.75rem}.tablist button{font-size:.85rem;padding:10px}.calc-result strong{font-size:2rem}}@media(max-width:400px){.footer-grid{grid-template-columns:1fr}.brand-name{max-width:140px}header{gap:10px}.actions .button{width:100%}}@media(prefers-reduced-motion:no-preference){.card,.button{transition:background .15s,border-color .15s}}@media print{.draft,header,footer,.button{display:none}body{background:white}.hero,.cards,.form-layout,.content-grid{display:block}.wrap{padding:15px}.form-card{break-inside:avoid}}

.brand-emblem{width:65px;height:65px;object-fit:contain}.advisor{display:flex;align-items:center;gap:20px;padding-bottom:24px;margin-bottom:22px;border-bottom:1px solid #355786}.advisor img{width:105px;height:128px;object-fit:cover;object-position:top;border-radius:5px}.advisor .eyebrow{font-size:.65rem;color:#8ed9ff}.advisor h3{margin:12px 0 8px;font-size:1.8rem}.advisor p{margin:0;color:#d4e6fc;font-size:.85rem}.headshot{display:block;width:100%;max-height:350px;object-fit:contain;background:#071c3b;border-radius:4px;margin-bottom:25px}@media(max-width:400px){.brand-emblem{width:48px;height:48px}.advisor img{width:85px;height:110px}}

/* White desk direction */
:root{--paper:#fff;--ink:#102b50;--muted:#4d6078;--deep:#0b315e;--line:#dce5ef}body{background:#fff}header{max-width:1400px;background:#fff;flex-wrap:wrap;gap:16px;padding-top:14px;padding-bottom:0;position:sticky;top:0;z-index:20}.brand{padding-bottom:8px}nav{width:100%;gap:0;justify-content:space-between;border-top:1px solid var(--line);font-size:1rem}nav>a{padding:16px 13px;border-bottom:3px solid transparent}nav>a:hover,nav>a[aria-current]{background:#f1f7fd;border-bottom-color:#168fd2;text-decoration:none}nav .nav-primary{font-weight:800;color:#0873b6;background:#eef7ff}.desk-hero{padding-top:30px;padding-bottom:32px}.desk-hero>img{display:block;width:100%;height:auto;border-radius:5px}.desk-hero-copy{display:grid;grid-template-columns:1.7fr 1fr;gap:55px;align-items:center;padding-top:30px}.desk-hero h1{font-size:clamp(2.1rem,3.5vw,3.5rem);margin:12px 0 18px}.desk-hero .lede{font-size:1.05rem;margin-bottom:0}.hero-actions{display:grid;gap:12px}.hero-actions .button{padding:16px}.hero-actions>span{text-align:center;font-size:.85rem;color:var(--muted)}.advisor-strip{display:flex;align-items:center;gap:28px;padding-top:45px;padding-bottom:45px}.advisor-strip>img{width:105px;height:130px;object-fit:cover;object-position:top;border-radius:4px}.advisor-strip h2{font-size:2rem;margin:8px 0 10px}.advisor-strip p{margin-bottom:5px}.advisor-strip>.button{margin-left:auto}.credential{background:#f4f8fd}.card,.form-card{border-radius:4px}.desk-panel{box-shadow:none}.privacy-note{background:#f0f7fd;border:1px solid #d3e4f4;border-radius:4px;padding:18px;margin-top:25px;font-size:.9rem}.privacy-note p{margin:7px 0 0}.privacy-note a{text-decoration:underline}.consent-extra{font-size:.85rem;color:#50647e}.captcha-preview{max-width:335px;background:#fafafa;border:1px solid #c6cdd5;padding:14px;border-radius:4px;margin-bottom:10px}.captcha-preview .checkbox{margin:0}.captcha-preview small{display:block;font-size:.8rem;font-weight:400;color:#596878;margin-top:4px}.captcha-note{font-size:.85rem;color:#596878}.receipt-preview{margin-top:20px;border-top:1px solid #afc4d8;padding-top:15px}.receipt-preview h3{font-size:1rem}.receipt-preview p{font-size:.85rem;overflow-wrap:anywhere}@media(max-width:900px){nav{overflow-x:auto;justify-content:flex-start;white-space:nowrap}nav>a{flex:0 0 auto;font-size:.9rem;padding:14px 12px}}@media(max-width:760px){header{position:static;padding-left:20px;padding-right:20px}.menu-toggle{display:none}nav{display:flex;flex-direction:row;align-items:center}nav a{padding:13px 11px}.desk-hero{padding-top:20px}.desk-hero-copy{grid-template-columns:1fr;gap:22px}.hero-actions{grid-template-columns:1fr 1fr}.hero-actions>span{grid-column:1/-1}.advisor-strip{flex-wrap:wrap;gap:18px}.advisor-strip>.button{margin-left:0}.draft{font-size:.75rem}.brand-emblem{width:55px;height:55px}}

.desk-image{position:relative;margin-bottom:70px}.desk-image>img{width:100%;height:auto;display:block;border-radius:5px}.first-actions{position:absolute;bottom:-45px;left:8%;right:8%;display:grid;grid-template-columns:1fr 1fr;gap:18px}.quick-box{display:block;background:#fff;border:1px solid #b8d5ed;border-top:4px solid #168fd2;padding:19px 24px;border-radius:5px;box-shadow:0 8px 25px rgba(14,47,83,.12);text-align:center}.quick-box span{display:block;color:#0b315e;font-family:Manrope,Arial,sans-serif;font-size:1.5rem;font-weight:800;letter-spacing:-.025em}.quick-box small{display:block;color:#50647e;font-size:.85rem;margin-top:6px}.quick-box:hover{background:#eef7ff;text-decoration:none;border-color:#168fd2}@media(max-width:760px){.desk-image{margin-bottom:0}.first-actions{position:static;margin-top:14px;gap:10px}.quick-box{padding:15px 10px;box-shadow:none}.quick-box span{font-size:1.15rem}.quick-box small{font-size:.8rem}.desk-hero-copy{padding-top:24px}}
@media(max-width:760px){nav{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));white-space:normal;overflow:visible;gap:0}nav>a{text-align:center;font-size:.8rem;line-height:1.3;padding:12px 6px}nav .nav-primary{order:-1;grid-column:span 2;font-size:.95rem}}

/* WMG-inspired navigation, banner and resource layout */
body{background:white}header{max-width:none;display:grid;grid-template-columns:1fr auto;gap:18px;padding:22px max(32px,calc((100vw - 1200px)/2));background:white}.header-contact{text-align:right}.header-contact span{display:block;font-size:12px;font-weight:700;letter-spacing:.09em;color:#50647e}.header-contact a{font-size:20px;font-weight:800;color:#0b60aa}header nav{grid-column:1/-1;justify-content:space-between;border-top:1px solid #d1dce9;padding-top:18px;gap:16px}.nav-dropdown{position:relative;border:0;padding:0}.nav-dropdown summary{cursor:pointer;list-style:none;white-space:nowrap}.nav-dropdown summary:after{content:'⌄';margin-left:7px;color:#087ebc}.nav-dropdown>div{position:absolute;top:35px;left:-15px;min-width:215px;padding:12px;background:white;border:1px solid #d1dce9;box-shadow:0 10px 25px #102b501a;border-radius:5px;z-index:30}.nav-dropdown a{display:block;padding:8px 10px}.nav-primary{padding:9px 13px!important;border-radius:4px}.wmg-style-hero{position:relative;background:#edf6ff url('assets/desk-banner-v2.webp') center right/cover no-repeat;padding:75px 0 0;isolation:isolate}.wmg-style-hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#f6faff 0%,#f6faffeF 33%,#f6faff75 63%,#f6faff08 100%);z-index:-1}.hero-inner{min-height:330px;padding-bottom:40px}.hero-inner h1{font-size:clamp(2.6rem,4.7vw,4rem);max-width:650px;margin:16px 0 20px}.hero-inner p{font-size:1.18rem;max-width:490px}.opening-options{display:grid;grid-template-columns:repeat(3,1fr);position:relative;gap:0;padding-bottom:0}.opening-options>a{background:#0c4d87;color:white;padding:26px 28px;border-right:1px solid #ffffff35;display:block}.opening-options>a:nth-child(2){background:#096bb0}.opening-options>a:nth-child(3){background:#092f59}.opening-options>a:hover{background:#087ebc;text-decoration:none}.opening-options strong{display:block;font-size:1.5rem;line-height:1.3;margin-bottom:7px}.opening-options span{color:#e0f1ff;font-size:.9rem}.credential{background:#f0f6fc}.company-intro{display:grid;grid-template-columns:1.15fr 1fr;gap:85px;align-items:start}.offer-list{border-left:1px solid #d1dce9;padding-left:40px}.offer-list h3{font-size:1.7rem;margin-top:8px}.offer-list article{margin-bottom:22px}.offer-list strong{font-size:1.1rem;color:#0b60aa}.offer-list p{margin:6px 0 0}.resource-band{background:#f0f6fc;border-top:1px solid #d1dce9;border-bottom:1px solid #d1dce9}.resource-number{display:block;color:#087ebc;font-size:2rem;font-weight:800}.card{border-radius:4px;border-top:3px solid #087ebc}.advisor-strip{margin-top:50px;margin-bottom:45px}.video-feature{border-radius:4px}.section{padding-top:60px;padding-bottom:60px}@media(max-width:1000px){header{padding:20px 24px}header nav{flex-wrap:wrap;justify-content:flex-start;gap:18px}.company-intro{gap:40px}}@media(max-width:760px){header{grid-template-columns:1fr}.header-contact{text-align:left}.header-contact span{display:none}header nav{display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px 10px;width:100%}.menu-toggle{display:none}.nav-dropdown>div{left:0;min-width:190px}.wmg-style-hero{padding-top:40px;background-position:65% center}.wmg-style-hero:before{background:#f6faffd9}.hero-inner{min-height:0}.opening-options{grid-template-columns:1fr;padding:0 24px}.opening-options>a{padding:20px 24px}.company-intro{grid-template-columns:1fr;gap:30px}.offer-list{padding-left:24px}.header-contact a{font-size:17px}.hero-inner h1{font-size:2.6rem}.brand-emblem{max-width:64px}}

/* Full-shoulder portrait and refreshed header badge */
.brand-emblem{width:78px;height:78px;object-fit:contain}.headshot{height:auto;max-height:none;width:100%;object-fit:contain;background:#eef5fc;padding:12px}.advisor-strip>img{width:175px;height:auto;object-fit:contain;background:#eef5fc;padding:8px}.advisor img{object-fit:contain}.jim-contact-card{padding:0 0 24px;margin-bottom:22px;border-bottom:1px solid #b7cde4}.jim-contact-card h3{font-size:1.8rem;margin:6px 0 10px}.jim-contact-card p{margin-bottom:12px}.jim-contact-card a{display:block;color:#0b60aa;font-weight:600;margin-top:8px;overflow-wrap:anywhere}.brand-name{font-size:1rem;letter-spacing:.025em}@media(max-width:760px){.brand-emblem{width:65px;height:65px;max-width:none}.advisor-strip{flex-wrap:wrap}.advisor-strip>img{width:140px}.advisor-strip>.button{margin-left:0}.brand-name{font-size:.9rem}}
/* Round TMD badge on a coordinated blue header */
header{background:linear-gradient(115deg,#09244c 0%,#0b4e88 65%,#087ebc 100%);color:white;border-bottom:3px solid #63caff;padding-top:20px;padding-bottom:18px}.brand-name{color:white}.brand-name small{color:#d3eaff}.brand-emblem{width:96px;height:96px;max-width:none;object-fit:contain;filter:drop-shadow(0 4px 10px #00132f55)}.header-contact span{color:#cbe8ff}.header-contact a{color:white}header nav{border-top-color:#ffffff35}header nav>a,header nav summary{color:#fff}header nav>a:hover,header nav>a[aria-current]{background:#ffffff15;border-bottom-color:#63caff}header nav .nav-primary{background:#eaf7ff;color:#07548f;border:1px solid #b9e8ff}.nav-dropdown summary:after{color:#8ed9ff}.nav-dropdown>div{background:white;color:#102b50}.nav-dropdown>div a{color:#102b50}.nav-dropdown>div a:hover{background:#edf6ff}.brand{gap:18px}@media(max-width:760px){.brand-emblem{width:78px;height:78px;max-width:none}header{padding-top:16px;padding-bottom:16px}.brand-name{font-size:.95rem}.header-contact a{font-size:16px}}@media print{header{display:none}}

/* Banner masthead with integrated white navigation */
header.banner-header{display:block;position:static;padding:0;background:white;color:#102b50;border-bottom:1px solid #dce5ef}.masthead-banner{display:block;width:100%;max-width:none;margin:0;line-height:0}.masthead-banner img{display:block;width:100%;height:auto;object-fit:contain}.header-identity{max-width:1200px;margin:auto;padding:14px 32px;display:flex;justify-content:space-between;align-items:center;gap:20px;border-bottom:1px solid #e2eaf4}.header-identity .brand{gap:12px;padding:0}.header-identity .brand-emblem{width:52px;height:52px;filter:none}.header-identity .brand-name{color:#102b50;font-size:.85rem}.header-identity .brand-name small{color:#50647e;font-size:.75rem}.header-phone{color:#0b60aa;font-weight:700}.banner-header nav{max-width:1200px;margin:auto;padding:0 32px;border-top:0;min-height:68px;display:flex;gap:16px;justify-content:space-between}.banner-header nav>a,.banner-header nav summary{color:#102b50}.banner-header nav>a:hover,.banner-header nav>a[aria-current]{background:#edf6fc;border-bottom-color:#087ebc}.banner-header .nav-dropdown summary:after{color:#087ebc}.banner-header nav .nav-primary{background:#eef7ff;color:#0873b6;border:1px solid #d6eafa}.compact-intro{background:#f7faff;padding-top:36px}.compact-intro:before{display:none}.compact-intro .hero-inner{min-height:0;padding-bottom:28px}.compact-intro .hero-inner h1{font-size:clamp(2rem,3.5vw,3rem);margin:12px 0}.compact-intro .hero-inner p{max-width:650px}.compact-intro .hero-inner .actions{display:none}.compact-intro .hero-inner .eyebrow{font-size:.75rem}.compact-intro .opening-options{padding-top:8px}@media(max-width:760px){.header-identity{padding:12px 24px;flex-wrap:wrap;gap:10px}.header-phone{font-size:.9rem}.banner-header nav{padding:12px 24px;display:grid!important;grid-template-columns:repeat(3,minmax(0,1fr));min-height:0;gap:12px 8px}.header-identity .brand-emblem{width:48px;height:48px}.masthead-banner{overflow:hidden}.masthead-banner img{width:100%;height:auto}.compact-intro{padding-top:28px}.compact-intro .hero-inner h1{font-size:2rem}}